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UnionBank was founded on August 16, 1968 in Manila, Philippines. This is one of the pioneering banks in technological innovation to bring the best benefits to customers. UnionBank offers credit cards, loans, investments, as well as bank account management. Year after year, UnionBank has garnered acclaim and recognition as “Best Digital Bank”, and has been recognized in the areas of transformation, people and culture.
UnionBank owns a variety of financial products, from account management, loans, credit cards, and investments, giving users many choices for their financial needs. In addition, with many years of experience in the financial sector, UnionBank has a wide network of branches and offices in the Philippines, helping users easily perform banking transactions.
UnionBank's credit card opening limit is mostly higher than other banks. For customers with good credit scores, UnionBank can grant maximum limits and a lot of privileges for cardholders. In addition, the process of applying for a credit card at the bank is straightforward, without requiring several documents to prove assets.
UnionBank provides an exceptional customer service. The professional team is readily available to assist clients with financial inquiries, ensuring that customers receive the guidance and support they need.
In today's digital transformation era, always being ready to respond to customers is essential. As a result, UnionBank always arranges a 24/7 hotline and customer service team to be able to serve customers in unexpected situations, even on holidays.
UnionBank provides various loan products, including personal loans, auto loans, home loans, and MSME loans. Each loan type is tailored to different financial needs, offering competitive interest rates and flexible repayment terms.
Applicants must meet these requirements:
Filipino citizen, aged 21–60 years old upon loan maturity.
Minimum monthly income of PHP 50,000.
At least one year of tenure with the current employer (for employees) or two years in the current business (for self-employed individuals).
Required documents include valid IDs, proof of income, and additional documents depending on the loan type.
UnionBank's personal loans typically have a quick approval process, with decisions made within 24–48 hours, depending on the completeness of the submitted documentation.
Yes, UnionBank is a legitimate and well-regulated financial institution in the Philippines. It is monitored by the Bangko Sentral ng Pilipinas (BSP) and complies with all regulatory requirements, ensuring secure and reliable financial services
UnionBank loans can be managed through their mobile app or website, where borrowers can view payment schedules, make payments, and monitor their loan status. This provides users with convenient and real-time updates
