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2025 Financial Horoscope and Predictions: A New Year’s Guide to Prosperity
2025 Financial Horoscope and Predictions: A New Year’s Guide to Prosperity

Curious about your financial prospects for 2025? It's important to address both opportunities and challenges that may be up ahead in the New Year. Let's unpack some insights to help you plan wisely. Read the article now!

How to calculate your credit score in the Philippines

Your credit score is an important part of your financial life. If you are underbanked or if you do not have a long credit history, there are a number of things you can do to improve your credit score.

What is insurance and how to buy insurance in Philippines?

Insurance is an important financial product that can help you protect yourself from financial loss. If you are looking to buy insurance in the Philippines, be sure to compare quotes from different insurance companies and consider the reputation of the insurance company before you make a decision.

What are the benefits of having a good credit score?

A good credit score is important for anyone who wants to borrow money, whether it's for a car loan, a mortgage, or a credit card. In the Philippines, a good credit score is typically considered to be 700 or above.

How are loan sharks penalized in the Philippines?

Loan sharks are a serious problem in the Philippines. They prey on the poor and vulnerable, charging exorbitant interest rates and using illegal and unethical practices to collect their debts.

How to pay down existing debt

Do you have a lot of debt? Are you struggling to make your monthly payments? If so, you're not alone. Millions of Filipinos are in debt, and it can be a difficult situation to get out of.

What to do when you receive harassing repayment calls?

If you're receiving harassing repayment calls in the Philippines, you're not alone. Many people in the Philippines have experienced this, and it can be a very stressful and upsetting experience.

How to borrow five loans and pay zero Interest in the Philippines in 2023

Borrowing money can be a necessary evil sometimes. Whether you need to cover unexpected expenses, consolidate debt, or make a major purchase, loans can be a helpful tool.

Should people buy gold in the Philippines in 2023?

Gold has long been considered a safe haven asset, and its price has historically tended to rise in times of economic uncertainty. In the Philippines, where the economy is still recovering from the COVID-19 pandemic, many people are considering buying gold as a way to protect their savings.

Choosing wisely: Key indicators of a prestige lender

The Philippines has a number of lenders that offer loans to underbanked individuals. However, not all lenders are created equal. Some lenders are more reputable than others.

Top expenditure management apps in the Philippines

In the Philippines, there are a number of expenditure management apps available to help people track their spending and save money. These apps can be a valuable tool for people who are looking to improve their financial situation.

Tips for cutting costs and saving money in the Philippines in 2023

Saving money can be difficult, but it's important to remember that even small changes can make a big difference. By following the tips in this blog, you can start to save money and improve your financial situation.

Planning for financial success: Accessing financial guidance in the Philippines in 2023

Financial planning is important for everyone, but it can be especially helpful for people who are underbanked. If you are underbanked, there are a number of resources available to help you with financial planning in this blog.

How to protect your identity in Philippines in 2023

In the Philippines, identity theft is a growing problem. In 2022, there were over 1 million cases of identity theft reported to the authorities. This number is only going to increase in 2023, as more and more people use the internet and online services.

What types of people should absolutely not lend money?

Lending money can be a risky proposition, especially if you are not sure how to assess the risk of default. If you are considering lending money to someone, it is important to do your due diligence and make sure that you are lending to someone who is likely to repay the loan.

How to get help with housing assistance in the Philippines?

The Philippines is a country with a growing population and a limited supply of affordable housing. This has led to a housing crisis, with many people struggling to find a safe and affordable place to live. If you are facing housing problems, there are a number of resources available to help that you can find in this blog.

What to do If a borrower doesn't pay back their loan

The loan market in the Philippines is booming. With more and more people looking for ways to finance their dreams, there are now more lenders than ever before. However, with this increased competition comes a risk: what happens if a borrower doesn't pay back their loan?

Can bad debt get a loan in the Philippines?

If you have bad debt, you may be wondering if you can still get a loan. The answer is yes, but it may be more difficult and you may have to pay higher interest rates.

How to handle a loan lawsuit in the Philippines?

If you borrow money to spend or do business but lose, can no longer pay the debt and get sued in court, what should you do? If you are facing a loan lawsuit, it is important to know your rights and options. With this blog, you can find tips that you can do to handle a loan lawsuit in the Philippines.

Beyond job loss: Navigating unemployment benefits in the Philippines with expert guidance

If you are one of the millions of Filipinos who have lost your job, you may be eligible for unemployment benefits. Unemployment benefits are a form of financial assistance that is provided by the government to help people who are unemployed.

Tax troubles? Here's how to access professional support in the Philippines

There are a number of resources available to help people with their taxes in the Philippines. These resources can provide free or low-cost tax preparation assistance, as well as information about tax laws and regulations. If you are struggling to pay your taxes, there are also a number of government programs that can help.

The consequence of not paying debt in the Philippines

Many people have taken advantage of online loans but did not pay. However, do you know what the consequences of avoiding debt are?

Late payment penalty and how is it calculated?

Late payment penalties can be a costly mistake. By making your loan payments on time and avoiding late payments, you can save money and improve your credit score.

How to pay back a loan in the Philippines?

If you have a loan, check out these ways to pay on time and not be charged late fees. With this blog, you can find some tips on how to pay back a loan in the Philippines.

How to get help with debt in the Philippines

There are many reasons why people get into debt. Some people get into debt to pay for unexpected expenses, such as a medical emergency or a job loss. The average Filipino household has a debt-to-income ratio of 60%, according to a 2022 survey by the Bangko Sentral ng Pilipinas (BSP).

How to invest money in the Philippines for the underbanked

The Philippine economy has been hit hard by the pandemic, but there are still opportunities for investors. The underbanked population, in particular, can benefit from investing their money. Here are a few tips on how to get started.

How to save money in the Philippines in 2023

The economy is still recovering after the pandemic. Many people have lost their jobs or had their hours reduced, and it can be difficult to make ends meet. If you are struggling to save money, you are in the right place!

How to build good credit in the Philippines

Credit is a powerful tool that can help you achieve your financial goals. It can be used to buy a car, a house, or even start a business. However, in order to use credit effectively, you need to have a good credit score.

How to get a Loan in the Philippines in 2023

If you're underbanked in the Philippines, you may be wondering how to get a loan. There are a number of options available to you, but it's important to compare your options carefully before you apply.