Interest Rate
Loan Tenure
Loan Amount
Approval Duration
Maya offers a comprehensive range of financial services tailored for both individual and business needs. For individuals, Maya Personal Loan provides an accessible financial solution, requiring only an upgraded Maya account and active usage for eligibility. On the business side, Maya Business caters to SMEs and startups with the Maya Flexi Loan, offering up to P2,000,000 in business loans, contingent on having a Maya Business Deposit account. Additionally, Maya Credit offers a transparent way to compute charges on loans, including service fees, documentary stamp tax, and penalties for late payments. Maya's services are powered by Maya Philippines, Inc. and Maya Bank, Inc., ensuring secure and regulated digital banking services.
Maya is one of the top digital financial services providers in the Philippines. A fully digital bank account, Maya provides a range of loan solutions, including company loans, credit lines, and personal loans, to meet a variety of financial needs. With rapid approval procedures and adjustable repayment terms, these loans are made to be easily accessible and comfortable. Maya's loan options offer a digital answer to your financial requirements, whether you require money for emergencies, corporate capital, or personal spending.
Loan amount: PHP 15,000 to PHP 250,000
Interest rate: 1.39% per month
Loan Tenure: 6 to 24 months
Approval Duration: loan approval can be as quick as a few seconds with the Maya app
You can do the following to improve your chances of being approved for a larger loan amount or credit limit increase with Maya:
Make frequent use of Maya: Use Maya for online transactions such as bill payment, load purchasing, and checkout.
Make timely bill payments: Pay all of your invoices, including those from Maya Easy Credit, on time and in full.
Keep your credit history clean: The amount of your Maya Personal Loan is determined by your monthly income and credit history via credit evaluation.
Yes, Maya Bank app is legitimate. The BSP regulates this digital bank. SEC Registration No. CS202111017 and BSP Certificate of Authority to Operate as a Digital Bank are held by Maya Bank. This assures Maya Bank follows tight regulations to protect its consumers.
Easy eligibility criteria for personal and business loans, making financial services accessible to a wide range of users.
Offers up to P2,000,000 in business loans, providing substantial financial support for SMEs and startups.
Provides a clear breakdown of charges for loans, ensuring users understand their financial obligations.
Backed by Maya Philippines, Inc. and Maya Bank, Inc., offering secure and regulated digital banking services.
The majority of user reviews are favorable for Maya and its personal loan service. The app's ease of use, speedy approval procedure, and convenience are all valued by users. The low interest rates in comparison to traditional banks have been welcomed by many. Nevertheless, a few individuals have complained about technical problems and customer support troubles. All things considered, Maya is regarded as a trustworthy and easy-to-use online banking platform, particularly for people looking for quick and easy access to financial services like personal loans.
Maya provides a wide range of online financial services, such as commercial and personal loans. Maya offers a simple and easy way to access money with its user-friendly interface, speedy approval procedure, and clear costs. Maya is a trustworthy financial partner for both individuals and company owners.
Maya offers a wide range of financial services, including digital banking, e-wallets, loans, and payment solutions for both consumers and businesses.
You can sign up for a Maya account through their website or mobile app. Simply provide the required information and complete the registration process.
Yes, Maya is regulated by the Bangko Sentral ng Pilipinas (BSP) and employs advanced security measures to protect your financial information and transactions.
Yes, you can transfer money to other bank accounts using Maya's transfer services. This can be done through the Maya app or website.
You can reach Maya customer support through their 24/7 chat support on the Maya app, or by calling their hotline at (+632) 8845-77-88.
