Interest Rate
Loan Tenure
Loan Amount
Approval Duration
KPeso is an online lending platform that offers a quick and easy way for Filipinos to get a loan. Since November 19, 2020, it has become an important resource for those who need immediate access to money. With KPeso, you can apply for a loan in just a few minutes using their mobile app or website, with minimal requirements and no collateral required.
Filipinos can obtain a personal loan quickly and easily using KPeso, an online lending platform. It has grown in importance as a resource for people who require quick access to funds since November 19, 2020. With minimum qualifications and no collateral needed, you can apply for personal loans with KPeso online or through their mobile app in a matter of minutes.
KPeso (SEC Registration No. CS201913681; Certificate of Authority No. 3059) offers a hassle-free, fully online cash loan application process designed for Filipinos in need of quick financial assistance. With minimal documentation and approval typically within 24 hours, Kpeso stands out for its convenience and transparency. Whether you're facing unexpected expenses or looking for financial flexibility, KPeso provides a fast, secure, and reliable option for quick loans.
Loan Amount: minimum of PHP 2,000 to a maximum of PHP 20,000
Interest rate: 0.065% per day
Loan Term: 96 to 365 days
Approval duration: The whole loan application process, from submission of loan request to getting approved to funds disbursed in your own bank account, can be as fast as 2 to 24 hours.
Valid Government-issued ID
Valid phone number
Stable income
Age: 18 - 49 years old
To increase the amount you can borrow from KPeso, it's essential to repay your initial loan on time. This demonstrates your reliability, which can positively affect your credit history and ensure that you remain in good standing with the platform. Additionally, providing accurate and complete information during your application helps KPeso assess your financial profile, improving your chances of qualifying for a larger loan in future requests.
Indeed, KPeso and the KPeso loan app is legitimate. It is one of the recorded online lending platforms registered with the Securities and Exchange Commission under the name Codeblock Lending Inc. CS201913681; Certificate of Authority No. 3059, which certifies adherence to Philippine regulatory standards and gives users peace of mind about its functioning. Before entering personal information or applying for a loan, make sure you do your homework on any lending app and carefully read articles like this KPeso review or visit the KPeso website to make wise choices.
The majority of user reviews for the KPeso loan app are favorable, with many emphasizing how quickly loans are approved and funds are disbursed—usually within 15 minutes. The high interest rates and service costs, which can drastically lower the loan amount customers receive, have, nevertheless, drawn criticism from some users. Additionally, there have been complaints regarding the program's unavailability on major app stores and allegations of technical difficulties, which could raise security concerns for prospective borrowers.
KPeso provides a hassle-free lending experience with its simple online application, minimal requirements, quick approval, and flexible repayment terms, making it a convenient choice for borrowers in need of fast financial solutions.
Clients can apply anytime and anywhere, as long as there is an internet connection, using a simple online form.
The loan decision is given within minutes and the money can be received within 24 hours.
No big package of documents or collateral is needed to apply.
KPeso offers repayment terms ranging from 96 to 365 days, giving enough flexibility to borrowers.
To sum up, KPeso provides Filipinos looking for immediate cash assistance with an easy and effective online loan platform. It has grown to be a reliable loan choice for many users due to its simple application process, quick approval, rapid disbursement and adjustable repayment terms. However, because the app isn't available on big retailers, some customers have expressed worries about excessive interest rates, service costs, and security issues, even if the service is usually well-regarded. KPeso is still a valid and easily available financial option for people in urgent need of money in spite of these disadvantages.
Yes. KPeso is registered through SEC under the name Codeblock Lending Inc. with SEC Registration No. CS201913681; Certificate of Authority No. 3059.
The maximum annual percentage rate (APR) is 24%. Service fees range from 3% to 10%, depending on the loan amount and term.
Upon approval, funds are typically disbursed directly into your account within hours.
