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Tala offers a personalized and accessible approach to credit through its mobile app, providing Filipinos with an easy way to apply for and manage loans. With a simple application process that requires only one valid ID and no need for paperwork, collateral, or a bank account, Tala makes financial services accessible to many. Users can choose their loan terms, receive funds quickly through various channels, and enjoy the flexibility of repayment options. Tala's commitment to security and customer respect, alongside its regulated status, ensures a trustworthy and user-friendly experience.
Apply in just 5 minutes using only one valid ID, without the need for paperwork, collateral, or a bank account.
Choose your repayment date and enjoy the flexibility of various payment channels, including GCash and 7-Eleven.
Apply once and gain continuous access to borrow up to your approved credit limit, with the opportunity for limit increases through on-time repayment.
Enjoy low service fees, no hidden charges, and rewards for referring friends, making Tala a transparent and rewarding credit experience.
Tala offers loans ranging from ₱1,000 to ₱25,000, depending on your credit history with the platform. The repayment terms are flexible, allowing borrowers to choose up to 61 days to repay their loans. Repeat borrowers with good repayment history may qualify for higher loan amounts.
To apply:
Download the Tala app from the Google Play Store (only Android devices are supported).
Sign up using your Philippine mobile number and create a secure PIN.
Fill out the application form and upload one valid government-issued ID for verification. Approval decisions are made quickly, and funds are typically disbursed within minutes.
Tala accepts valid government-issued IDs, such as:
Driver’s License
Passport
Unified Multi-Purpose ID (UMID)
Other government IDs recognized in the Philippines Ensure your ID is clear and valid to expedite the verification process.
Tala provides transparent pricing without hidden fees. Interest rates depend on the loan amount and term. For example:
₱1,000 for 21 days: ₱132 fee
₱2,000 for 30 days: ₱298 fee Rates vary, but all charges are disclosed before accepting the loan
Yes, Tala is legitimate. It operates as Tala Financing Philippines, Inc., registered with the Securities and Exchange Commission (SEC) under Registration No. CS201710582. It is also regulated as a financing company and operates securely with state-of-the-art SSL encryption.
