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Paghiram is an innovative online lending platform in the Philippines offering quick, convenient, and collateral-free personal loans. With a simple application process through a mobile app, Paghiram provides Filipinos with an accessible financial solution. Loans range from PHP 2,000 to PHP 100,000 with terms from 91 to 180 days and annual interest rates between 10% to 28%. The platform ensures fast approval and fund transfer, prioritizing user privacy and security without requiring any collateral.
Download the app, submit information online, and select the loan amount for a process that can be completed in as fast as 7 minutes.
Paghiram offers a completely collateral-free lending experience, requiring only a valid ID for loan applications.
With loan terms ranging from 91 to 180 days and the option to extend, Paghiram provides flexibility to suit various repayment capabilities.
Repay through convenience stores, bank transfer, or e-wallets like GCash and PayMaya, offering ease and accessibility.