Interest Rate
Loan Tenure
Loan Amount
Approval Duration
Using PagHiram is ideal for Filipinos seeking immediate financial loans without the hassle of traditional loan application. Its online loans eliminates the need for physical paperwork or visits, offering a straightforward application process that can be completed in minutes. With competitive interest rates, flexible loan amounts, and terms, Paghiram caters to a wide range of financial needs. Additionally, its commitment to user privacy and security makes it a trustworthy option for those who want to borrow money using online technology.
PagHiram (SEC Registration No. CS201840987) is a cutting-edge online lending platform in the Philippines that provides personal loans that are quick, easy, and free from the traditional constraints of regular banks. PagHiram offers Filipinos an easily accessible financial solution with a straightforward application process via a mobile platform application. Without requiring collaterals, the platform prioritizes user protection and privacy while guaranteeing quick approval and payment transfers so you can be sure your personal data is safe.
Loan amount: minimum of PHP 3,000 to a maximum of PHP 12,000
Interest rates: 0.2% per day
Loan Term: 7 to 28 days
Approval duration: The whole process of loan application, from submission of application form to getting approved to funds disbursed in your bank account, can be as fast as 7 minutes up to 24 hours.
Age - must be at least 22 years old
Must have a valid ID card
Residing in the Philippines
Must have a cell phone number
Proof of income - pay slip, COE, business permit
Bank Details - active checking account or bank account number
Once your first loan is over, you can apply for another one. As long as you have a good financial history and credit history with them based on your monthly payback patterns, they will help you get high loan amounts the second time around. This is true especially for regular customers who pay their loans before their due date.
Yes. PagHiram is a legitimate financial credit company working under MyCash Lending Investors Inc and is registered with the Securities and Exchange Commission with Registration No. CS201840987. Despite their authenticity, it is always wise to do your due diligence before processing your loan application by visiting their website or reading articles like this PagHiram review to know all the details and protect your information.
A PagHiram Loan is a convenient choice for quick and hassle-free financial assistance. With a streamlined application process that takes just 5 minutes on the PagHiram app, you can access funds with minimal paperwork—requiring only a bank account and ID card. Once approved, you receive the money within 24 hours, offering immediate financial relief without the time consuming process. PagHiram also offers flexible loan amounts, with credit limits up to PHP 12,000 for customers with good credit history. Regular customers benefit from competitive interest rates, and early repayment is an option if you want to close the loan ahead of schedule. Plus, with support available six days a week, PagHiram specialists ensures you're always in touch for any questions or assistance throughout the process.
A PagHiram loan application is as easy as downloading the Paghiram VIP app from Google Play Store or App Store, submitting information online, and selecting the loan amount for a process that can be completed in as fast as 7 minutes.
Paghiram offers a completely collateral-free lending experience for borrowers, requiring only a valid ID for short term loans.
With loan terms ranging from 91 to 180 days and the option to extend, Paghiram loans provides flexibility to suit various repayment capabilities of borrowers.
Repay through convenience stores, bank transfer, or e-wallets like GCash and PayMaya, offering ease and accessibility.
In conclusion, PagHiram presents a compelling option for Filipinos who need quick cash with minimal hassle. By combining a rapid, user-friendly application process, flexible loan amounts, and reasonable interest rates, PagHiram caters to a broad range of financial needs. With no collateral requirements and multiple repayment options, it’s designed for convenience and accessibility, particularly in urgent situations. While it is ideal for short-term relief, users should carefully consider their repayment ability to avoid debt cycles. With its commitment to user privacy and security, PagHiram remains a trustworthy, SEC-registered lending option in the Philippines for those who seek fast, accessible loans online.
PagHiram is always ready to answer any questions or concerns. Please feel free to send all e-mails and messages to the customer service e-mail address, csr@paghiram.ph. Their contact number is 0909 677 5484, and their Facebook account can be found online by searching for PagHiram Incorporated. The company must be available during business hours.
Lending online is a relatively simple process. The first step is to complete the form in order to begin. You must fill out an online application and submit it with your information in order to apply for an online loan. You must fill out an online application and submit it with your information in order to apply for a loan online. After that, all you have to do is wait for 20 minutes while professionals go over and edit it. Applications are approved and processed by the company, and you will be informed as soon as a decision is made. That's it! Money will now undoubtedly arrive in your personal bank account.
Paghiram provides a seamless mobile-first loan application process with no need for paper documents. It emphasizes speed, transparency, and a user-friendly experience, tailored for Filipinos.
Yes, Paghiram caters to individuals without prior credit history. Their risk assessment considers other factors to help more users access funds.
Paghiram allows repayments through partner merchants, e-wallets, or direct bank transfers, making it convenient for users to settle their loans on time.
