Interest Rate
Loan Tenure
Loan Amount
Approval Duration
Using BillEase is advantageous for several reasons. It provides a seamless shopping finance experience with the flexibility of paying in installments, making it easier to manage your funds. With no collateral or down payment required, and an easy and fast credit approval process, a BillEase account is more convenient than traditional loans or credit cards. Additionally, it offers the lowest interest rates for online purchases and a wide range of repayment options, ensuring that you can enjoy your purchases without financial strain.
Without a credit card, BillEase (Registration No. CS201516347 and Certificate of Authority No. 1101) provides a flexible and easy method to make purchases online espesically if you prefer paying cashless. Customers can enjoy shopping at over 1,000 merchants, such as Lazada, Kimstore, and others, with fast credit up to P40,000 and the lowest interest rate of just 3.49% per month. BillEase has financial products for online shopping and managing personal finances since it also makes it simple to pay bills and top up e-wallets in the Philippines and the rest of SouthEast Asia.
Personal Loan amount: Initial credit limit of PHP 2,000 to a maximum of PHP 40,000
BillEase Interest rate: 3.49% per month
Payment Terms: 2 to 24 months
Approval duration: The whole application process, from submission of application form to getting approved to funds disbursed in your bank account, can be as fast as 1 business day.
Age: at least 18 years old and have a stable source of income
Proof of income: pay slip, Paypal transaction history, remittance slips, certificate of employment
Latest proof of billing
1 Valid government-issued ID
Depending on how effectively users pay their current installments, Billease's technology will give you a higher chance to raise the credit limit. Simply continue using BillEase and make on-time installment payment on your initial loan before the due date to increase your credit amount in the future.
Yes, BillEase is a legitimate online lending business under First Digital Finance Corporation regulated by the Securities and Exchange Commission with Registration No. CS201516347 and Certificate of Authority No. 1101. Regardless of their legitimacy, it's advisable to conduct due diligence before you decide. You can do this by visiting their website or reading reviews like this one from BillEase review to learn all the benefits and downsides and safeguard your data.
BillEase's user reviews emphasize its dependability, cost, and simplicity of use. One customer praises BillEase's cheap interest rates in comparison to other lenders, describing how it assisted him in purchasing his first phone on Lazada. Another customer has been happy for two years and appreciates the service's affordable prices, which allowed her to buy devices and appliances. Another user calls BillEase the greatest, most economical, and easiest online loan experience, praising it for its prompt aid with money for emergencies, shopping, and travel. All things considered, consumers value BillEase for providing them with affordable installment choices that make their purchases and financial requirements more accessible.
BillEase makes shopping more affordable with flexible installment plans, low interest rates starting at 3.49% monthly, and access to over 1,000 partner merchants. Convenient repayment options via InstaPay, PESONet, bank deposits, and retail outlets ensure a hassle-free experience.
A BillEase account allows customers to spread their payments into simple installment plans, making large purchases more manageable.
Offering one of the lowest interest rates in the market at only 3.49% monthly, BillEase makes online shopping more affordable.
With more than 1,000 partner merchants, including top online stores and service providers, customers have a wide range of shopping options.
Repayments can be made via various channels such as InstaPay, PESONet, direct bank deposits, and over 22,000 retail outlets, making the process hassle-free.
In conclusion, BillEase's simple installment plans provide a practical and adaptable way to handle personal money and internet purchases. Many customers find the platform to be an appealing alternative because it offers one of the lowest interest rates available and does not require collateral or a down payment. BillEase as a part of First Digital Finance Corporation guarantees a seamless and trouble-free experience with a quick approval procedure and a variety of repayment options. Its price, dependability, and user-friendly features are highlighted in positive user reviews, making it a top option for Filipinos searching for a useful financial tool to assist with managing their spending.
BillEase allows you to shop now and pay later online even without a credit card. You can also use it as a payment method at any of Billease' merchant partner checkouts.
Yes, freelancers are welcome to apply, as long as you meet the requirements. Please prepare proof of of source of income (such as PayPal transaction history, Upwork Certificate of Employment, bank transaction history, etc.) as part of the application process.
Of course! As long as you have paid off your current installment plan, you can re-avail for another one immediately. What's more, loyal customers with good payment records can enjoy added features, such as higher credit limit, longer installment terms, cash loans, and other cool perks.
Yes BillEase is registered with the Securities and Exchange Commission with Registration No. CS201516347 and Certificate of Authority No. 1101.
