Kviku

Interest Rate

Loan Tenure

Loan Amount

Approval Duration

Kviku

Kviku Ph is an innovative online lending platform in the Philippines that offers quick and convenient access to short-term loans. With a fully automated process, borrowers can easily apply for loans ranging from Php 500 to Php 25,000 with terms up to 180 days for repeat borrowers. The application process is straightforward, requiring only a government ID and optional supporting documents for faster approval. Kviku's proprietary algorithm assesses creditworthiness, enabling fast loan disbursement directly to the borrower's bank account, often within 24 hours.

4.5

What our customer says about Kviku

Hear from delighted customers who've found success with Kviku

Trustworthiness
4
User Experience
4
Customer Support
4
Product/Service Range
5
Transparency
4
Innovation
5

Loan Amount: PHP 1,000 to PHP 25,000

Kviku loan repayment terms: 15 to 135 days

Interest rate: 0.16% per day

Kviku contact number: +65 6715 6915

Email: support@kviku.ph

Yes. Kviku is a legitimate lending institution with SEC Registration No. CS201918702 and Certificate of Authority No. 3169. Always make sure to do proper research about lending business and reading about them like this Kviku review to know additional information before making a transaction.

Advantages of Kviku

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Fast and Easy Application

Kviku offers a streamlined application process online, allowing borrowers to apply and receive funds swiftly, often within 24 hours.

Automated Decision Making

Utilizing a proprietary algorithm, Kviku ensures objective and fair loan assessments, increasing the chances of loan approval based on provided data.

Flexible Loan Terms

Borrowers can choose from a range of loan amounts and repayment terms, with the option for early repayment without penalties.

Credit Score Improvement

Timely loan repayments are reported to credit bureaus, helping borrowers improve their credit scores and access better loan terms in the future.

4.9

What our customer says about Kviku

Hear from delighted customers who've found success with Kviku

Trustworthiness
5
User Experience
5
Customer Support
5
Product/Service Range
5
Transparency
5
Innovation
4
4.3

4.4

4.1

Frequently asked questions

How can I avail a loan from Kviku?

To be eligible for a loan, you must be a Filipino citizen aged between 20 and 55 with a valid government ID.

What are the loan terms and amounts?

First-time borrowers can avail loans up to 60 days, while repeat borrowers may be approved for up to 180 days. Loan amounts range from PHP 1,000 to PHP 25,000.

What is the interest rate for installment loans?

Kviku offers installment loans with a daily interest rate of 0.16%.

How soon will I receive the funds after approval?

Once your loan is approved and the contract is signed, funds are transferred immediately. The exact time to receive the money depends on your bank, typically ranging from 1 to 2 days. For Cebuana Cash Pick-up and GCash, transfers usually occur within 24 hours on working days.

Can I apply for another loan if I have an existing one?

Kviku allows multiple loans as long as you stay within your individual credit limit and have no overdue payments on existing loans. Your available loan limit may increase after successful repayment of previous loans.

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