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Loan Amount
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Kviku Ph is an innovative online lending platform in the Philippines that offers quick and convenient access to short-term loans. With a fully automated process, borrowers can easily apply for loans ranging from Php 500 to Php 25,000 with terms up to 180 days for repeat borrowers. The application process is straightforward, requiring only a government ID and optional supporting documents for faster approval. Kviku's proprietary algorithm assesses creditworthiness, enabling fast loan disbursement directly to the borrower's bank account, often within 24 hours.
Loan Amount: PHP 1,000 to PHP 25,000
Kviku loan repayment terms: 15 to 135 days
Interest rate: 0.16% per day
Kviku contact number: +65 6715 6915
Email: support@kviku.ph
Yes. Kviku is a legitimate lending institution with SEC Registration No. CS201918702 and Certificate of Authority No. 3169. Always make sure to do proper research about lending business and reading about them like this Kviku review to know additional information before making a transaction.
Kviku offers a streamlined application process online, allowing borrowers to apply and receive funds swiftly, often within 24 hours.
Utilizing a proprietary algorithm, Kviku ensures objective and fair loan assessments, increasing the chances of loan approval based on provided data.
Borrowers can choose from a range of loan amounts and repayment terms, with the option for early repayment without penalties.
Timely loan repayments are reported to credit bureaus, helping borrowers improve their credit scores and access better loan terms in the future.
To be eligible for a loan, you must be a Filipino citizen aged between 20 and 55 with a valid government ID.
First-time borrowers can avail loans up to 60 days, while repeat borrowers may be approved for up to 180 days. Loan amounts range from PHP 1,000 to PHP 25,000.
Kviku offers installment loans with a daily interest rate of 0.16%.
Once your loan is approved and the contract is signed, funds are transferred immediately. The exact time to receive the money depends on your bank, typically ranging from 1 to 2 days. For Cebuana Cash Pick-up and GCash, transfers usually occur within 24 hours on working days.
Kviku allows multiple loans as long as you stay within your individual credit limit and have no overdue payments on existing loans. Your available loan limit may increase after successful repayment of previous loans.