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PawnHero Pawnshop Philippines, Inc. revolutionizes the traditional pawnbroking industry by offering online and physical pawnshop services. As the first online pawnshop in the Philippines, PawnHero provides a convenient, discreet, and hassle-free way for Filipinos to pawn their valuables for quick cash loans. With a mission to offer reliable financial services, PawnHero accepts a wide range of items as collateral, including gold, jewelry, designer bags, luxury watches, Apple devices, and other high-end assets. Regulated by the Bangko Sentral ng Pilipinas, PawnHero ensures a secure and trustworthy service for all its customers.
Pawn online or visit the physical office, offering a hassle-free way to secure loans without leaving home.
Accepts gold, jewelry, designer bags, luxury watches, Apple devices, and more, providing more options for collateral.
Offers one of the lowest interest rates in the Philippines, making loans more affordable.
Regulated by the Bangko Sentral ng Pilipinas and provides free insurance coverage, ensuring a secure and trustworthy service.
PawnHero provides loans with flexible terms, typically offering 30-day loans for gadgets and 90-day loans for luxury items like designer handbags.
Interest rates vary based on the item used as collateral:
Gold and Jewelry: 3.5% per month.
Other Items: 4.99% per month or ₱500.00, whichever is higher.
Apple Devices: 6% per month.
Additional charges include:
Service Charge: 1% of the principal loan amount, capped at ₱5.00.
Documentary Stamp Tax: ₱40.00 for loans up to ₱5,000.00, with an additional ₱20.00 for each subsequent ₱5,000.00 or fractional part.
To apply, visit the PawnHero website or download their mobile app. Create a pawn ticket by filling out the required details and schedule a pickup for your collateral. A certified courier will collect your item, and you'll receive a loan offer within one day after appraisal.
Applicants must be Filipino citizens with valid identification and possess collateral such as gold, jewelry, gadgets, or luxury items.
Upon accepting the loan offer, funds are typically disbursed via bank transfer or other electronic payment methods within one day.
