Interest Rate
Loan Tenure
Loan Amount
Approval Duration
Lendpinoy's loan application process is short and simple, making it advantageous for people to get a loan right away. The platform provides a range of lending options designed to meet various demands, including corporate endeavors and personal exigencies. Borrowers can better manage their finances thanks to competitive interest rates and flexible payback terms. Furthermore, the site offers bonus points for on-time repayments, which can result in advantages like reduced interest rates and larger loan amounts on subsequent loans.
A digital financial company called Lendpinoy (SEC Registration No. CS201840930), which has now changed its name to TOMO, provides microloans to Filipinos that require urgent money. It offers a range of loan solutions, including as emergency, business, and personal loans, with quick approval to meet different needs. A broad spectrum of borrowers can apply because of the easy application process, requires little paperwork, and requires no collateral. By changing its name to TOMO, the platform hopes to attract a wider audience and carry out its objective of quickly and easily offering financial aid.
Loan amount: minimum of PHP 4,000 to a maximum of PHP 80,000
Interest rate: 0.05% per day
Loan Terms: 30 to 200 days
Approval duration: The whole loan application process, from submission of application form to getting approved to funds disbursed in your bank account, can be as fast as 30 to 60 minutes.
Must be a Filipino citizen
Age: Must be between 18 and 60 years old
Must have a stable source of income: documents such as pay slip, COE to verify employment status, ITR, business records for self-employed borrowers
Must have a valid ID card - valid government-issued ID
For first time borrowers, you can apply for another loan when your first loan expires. They will assist you in obtaining a larger loan limit the second time around, provided that you have a solid credit history and financial history with them based on your monthly payback patterns. This is particularly true for recurring clients who make loan payments ahead of schedule.
Yes. Lendpinoy app is a legit and is registered with the Securities and Exchange Commission with Registration No. CS201840930. Despite their authenticity, it is always wise to do your due diligence before processing your loan application by visiting their website or reading articles like this Lendpinoy review to know all the details and protect your information.
Customers who are satisfied with the caliber and dependability of Lendpinoy's loan services frequently leave good reviews. With a stellar 4.8 out of 5 rating on one review site and an average of 4.5 online, the business continues to have a solid reputation across a number of platforms. Customers that value Lendpinoy's effective service and dependability are satisfied, as seen by this high rating. Lendpinoy is a suggested option for anyone looking for a trustworthy lending partner in the Philippines because so many clients rave about their excellent experiences.
Lendpinoy provides a wide array of loan products, from personal to business and emergency loans, tailored to different financial needs. With competitive interest rates that may decrease based on credit history and reliability, borrowing becomes more cost-effective. Flexible repayment terms and options ensure ease in managing finances, while timely repayments are rewarded with bonus points for perks like lower interest rates and higher loan limits.
Lendpinoy offers a wide range of loan products, including personal, business, emergency, and salary loans, catering to various financial needs.
Borrowers can choose from multiple repayment terms, making it easier to manage their finances and repay loans on time.
Interest rates start at a competitive level, with the possibility of reduction based on the borrower's reliability and repayment history.
Timely repayments are rewarded with bonus points, which can be used to unlock features like decreased interest rates and increased loan amounts.
In conclusion, Lendpinoy (now TOMO) stands out as a convenient and reliable loan provider for Filipinos in need of financial support. With a streamlined application process and quick approval times, the platform offers flexible loan options that cater to diverse needs—from personal emergencies to business ventures. Its competitive interest rates, flexible repayment terms, and rewards for on-time payments make Lendpinoy a practical choice for borrowers who value manageable loans and financial growth opportunities. Additionally, its positive user reviews and high ratings across platforms confirm Lendpinoy's reputation as a dependable partner in lending, making it a smart choice for those seeking accessible, efficient, and trustworthy financial solutions.
