Interest Rate
Loan Tenure
Loan Amount
Approval Duration
Choosing iHiram for your financial needs means opting for a hassle-free and efficient loan service. The platform's simple application process, instant cash loans, and easy approval system make it an ideal choice for those in immediate financial need. With the flexibility to choose your loan amount and term, and the convenience of online application, iHiram stands out as one of reliable online lending platforms in the country. Additionally, the ability to repay through various methods and the option for early repayment offer borrowers flexibility and control over their finances.
iHiram (SEC Registration No. CS201915454 and Certificate of Authority No. 3082) offers a convenient and flexible online loan service catering to various financial needs including personal expenses, housing, and travel. With a simple application process and instant cash loans, iHiram provides an accessible financial solution anytime, anywhere. The service features unsecured online loans with no collateral or commission charges, and a recyclable credit line of up to ₱30,000, allowing borrowers to immediately re-borrow after repayment. The business' operation is convenient with real-time tracking of loan progress and reminders for repayment due dates, ensuring a hassle-free borrowing experience.
Loan amount: minimum of PHP 5,000 to a maximum of PHP 10,000
JuanHand Interest rate: 0.05% per day
Loan Terms: 92 to 120 days
Approval duration: The whole loan application process, from submission of application form to getting approved to funds disbursed in your bank account, can be as fast as 5 minutes.
Age: at least over 18 years old
Government-issued ID
Proof of income
The amount of the initial loan in iHiram is a question that many people have. You must realize that various individuals will qualify for varying loan amounts. Numerous variables, like your income, tenure, interest rate, credit score, and others, may influence it. The more information you provide to iHiram, the more effectively they can assess your ability to repay their loan. The iHiram first loan limit will be impacted by each of those variables. You can apply for a reloan as soon as you're prepared to take out another loan from iHiram. They will be willing to assist you in obtaining a large iHiram 2nd loan amount as long as you have a positive credit history with them. The highest amount of money you can borrow from iHiram is PHP 10,000.
iHiram Philippines functions as a digital lending platform, earning a solid reputation across different markets by offering quick, short-term loans through a simple application process and following the data privacy act. It is one of the recorded online lending platforms with Securities and Exchange Commission Registration No. CS201915454 and Certificate of Authority No. 3082. For your security, it’s essential to thoroughly research any loan app and read this iHiram review, to make well-informed decisions before sharing personal details or applying for a loan.
User reviews for iHiram highlight a strong reputation and high customer satisfaction. Many borrowers express satisfaction with iHiram's services, praising its reliability and efficient loan processing. The company holds an impressive 4.8 out of 5 rating on certain review sites, and an average of 4.5 across the internet, reflecting consistently positive feedback from users. With such high ratings, iHiram has built a reputation for quality service, making it a trusted choice for those looking for a dependable loan provider in the Philippines.
he iHiram App combines convenience, flexibility, and borrower-friendly features, making it a reliable choice for various financial needs.
Apply for loans anytime, anywhere, with a simple online application process.
Offers a recyclable credit line of up to ₱30,000, catering to various financial needs.
Provides unsecured loans without the need for collateral or commission charges.
Multiple repayment methods and the option for early repayment for borrower convenience.
In conclusion, iHiram stands out as a convenient and trustworthy option for Filipinos seeking quick and flexible financial solutions. With a user-friendly application process, accessible loan amounts, and a reputation for efficient service, iHiram meets the needs of borrowers looking for immediate assistance. Its flexibility in repayment options and the opportunity to build a positive credit history make it an appealing choice for those interested in maintaining control over their finances. Supported by strong user ratings and regulatory compliance, iHiram provides a reliable and accessible lending platform, ideal for handling various personal financial needs.
To download the iHiram app, simply search for “iHiram” in the App Store or Google Play Store. Alternatively, you can access the app directly via the iHiram website.
iHiram Loan takes customer data protection and confidentiality very seriously. The iHiram app uses top-level security protocols and encryption technologies to safeguard user data and transactions.
You can reach iHiram's customer service via email at iHiram_cs@outlook.com.
ailable for iPhone users running iOS 16.4 and above. The current version of the software is 1.0.1, and it is available in English.
To streamline your loan application process, iHiram collects and analyzes certain data, including SMS, applications, contact details, income, employment status, and mobile device information. This comprehensive collection eases the loan application process by auto-filling required fields and enhances risk assessment capabilities, ensuring a thorough evaluation of your creditworthiness.
