Cebuana Lhuillier

Interest Rate

Loan Tenure

Loan Amount

Approval Duration

Cebuana Lhuillier

Cebuana Lhuillier offers a wide range of financial services including microloans, quick cash loans, and pawnshop services. With over 2,500 branches nationwide, it provides convenient access to financial solutions for Filipinos. Services range from loans for personal use, business expansion, to emergency funds and more. Cebuana Lhuillier also offers microsavings accounts, money transfer services, and microinsurance, making it a one-stop shop for various financial needs.

Information about Cebuana Lhuillier

  • Loan Amount: Up to PHP 25,000
  • Interest Rates: starting at 1.5% per month
  • Loan Tenure: flexible terms starting from 30 to 90 days, depending on the loan amount and user preferences.
  • Approval Duration: Loan approval is typically within minutes to hours after submission, depending on the completeness of the application and verification process.

4.5

What our customer says about Cebuana Lhuillier

Hear from delighted customers who've found success with Cebuana Lhuillier

Trustworthiness
User Experience
Customer Support
Product/Service Range
Transparency
Innovation
  • Document Type: Valid ID (e.g., Passport, Driver’s License, or Voter’s ID) and proof of income (pay slip, bank statement, etc.).
  • Age: Applicants must be between 18 and 70 years old.
  • Employment: Applicants must have a regular source of income or be employed for a certain period (typically 3-6 months).
  • Verification: Users may need to undergo an online verification process to confirm their identity and eligibility for the loan.

You must establish a good borrowing history using the app in order to raise the amount of your Cebuana Lhuillier loan. This can be accomplished by:

  • timely repayment of prior debts.
  • presenting current proof of earnings to demonstrate a consistent income.
  • repaying your loan in full without incurring fines or requesting an extension.
  • maintaining the stability of your financial situation and credit score.

Is Cebuana Lhuillier Loan App Legit?

Yes, Cebuana Lhuillier Loan App is a legitimate financial service. As a trusted brand in the Philippines with over 30 years of experience, Cebuana Lhuillier is regulated by the Bangko Sentral ng Pilipinas (BSP) and follows all legal requirements for lending. The app is designed to provide quick, safe, and reliable loans to Filipinos in need. It is also registered under the Securities and Exchange Commission with Registration No. CS201506220.

Advantages of Cebuana Lhuillier

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Nationwide Accessibility

With over 2,500 branches across the Philippines, Cebuana Lhuillier ensures that financial services are easily accessible to Filipinos wherever they are.

Flexible Financial Products

Cebuana Lhuillier offers a variety of financial products including loans, savings, and insurance, tailored to meet the diverse needs of its clients.

Simplified Application Process

The company's streamlined application process and minimal requirements make it easier for individuals to avail of their services.

Quick Disbursement

Cebuana Lhuillier ensures quick disbursement of funds, making it an ideal choice for emergency financial needs.

Reviews

The Cebuana Lhuillier Loan App is praised by many users for how quick and simple the loan application process is. Customers have expressed satisfaction with the app's speedy approvals, frequently getting their money an hour after submission of application. They also like the app's user-friendly interface, which makes it easy to request for a loan and monitor its progress.

Users also praise the app for having low documentation requirements and fair interest rates, which make it a practical option for last-minute financial needs. Some people have praised the customer service's rapid resolution of repayment-related issues and other questions. For those who require urgent cash support, the app is generally regarded as a dependable and effective financial instrument.

Conclusion

Cebuana Lhuillier’s Loan App provides a reliable and fast way to access personal loans, with the convenience of a digital platform. Offering competitive rates, flexible loan amounts, and fast approval, it is an ideal solution for individuals in need of quick financial assistance. While the loan amount might not be as high as some other platforms, its fast processing times and straightforward requirements make it an appealing choice for many Filipinos.

4.9

What our customer says about Cebuana Lhuillier

Hear from delighted customers who've found success with Cebuana Lhuillier

Trustworthiness
5
User Experience
5
Customer Support
4
Product/Service Range
5
Transparency
4
Innovation
4
4.3

4.4

4.1

Frequently asked questions

How do I send money using Cebuana Lhuillier's Pera Padala service?

Visit any Cebuana Lhuillier branch and fill out the Pera Padala form. Present the accomplished form, valid ID, and 24k card (if you are a 24k cardholder) to the branch personnel. Secure the Pera Padala form and provide the 10-digit control number to the receiver/beneficiary.

Can I claim my remittance on a holiday?

Yes, as long as the branch is open and funds are available, you can claim your remittance even on holidays.

What are the acceptable IDs when pawning an item?

You need to present the original and submit a clear copy of at least one valid photo-bearing identification document issued by an official authority. Cebuana Lhuillier no longer requires submission of the photocopied ID; IDs are captured using a webcam in all branches.

Can I change the receiver's name for a remittance?

Yes, you can visit any Cebuana Lhuillier branch to change the receiver's name. Bring the Pera Padala form and present a valid ID. There is an amendment fee of Php10.

How do I renew my pawn ticket if I can't visit the branch?

You can authorize someone to renew it for you or use the renew anywhere option. Coordinate with your home branch for approval.

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