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Virtual Pag-IBIG is an innovation from Pag-IBIG Fund that aims to make the transaction of its members easier and more convenient. With the new version of Virtual Pag-IBIG, you can pay for Regular Savings, Modified Pag-IBIG 2 (MP2), Pag-IBIG Housing Loan, and Pag-IBIG Multi-Purpose Loan (MPL) wherever you are. One can also apply for a Multi-Purpose Loan and obtain a Pag-IBIG Membership ID (MID) Number within the app. Moreover, the status of your loan can be seen within the Virtual Pag-IBIG Mobile App.
Provides an easy and convenient way for paying and applying Pag-IBIG services.
The security of your personal information is ensured through the Data Privacy Statement and Pag-IBIG Fund Privacy Policy.
Your loan status can be viewed within the Virtual Pag-IBIG Mobile App.
For new members, a Pag-IBIG Membership ID (MID) Number can be obtained within the app.
Virtual Pag-IBIG is an online service platform that allows members to access Pag-IBIG Fund services conveniently, including checking savings, applying for loans, and making payments.
To register, visit the Virtual Pag-IBIG website and provide the required details, including your Pag-IBIG MID number. You can complete the verification process using either a Loyalty Card Plus or a valid email address.
Members can apply for several loan types, including:
Multi-Purpose Loan (MPL): Borrow up to 80% of your Pag-IBIG savings.
Housing Loan: Restructuring options and new loans for home purchase or refinancing.
Calamity Loan: Financial aid for members affected by natural disasters.
To qualify, you need:
At least 24 months of contributions, with one contribution in the last 6 months.
A completed application form certified by your employer.
Employer confirmation of your loan.
Once the loan application and complete requirements are received, it typically takes 7 to 20 business days to approve and disburse the loan
