Aeon Credit Service

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Aeon Credit Service review

AEON Credit Service Philippines Inc. offers various financial services such as personal/cash loans, installment loans for the purchase of consumer products, tricycle loans, 2-wheel, and 4-wheel loans. Founded in February 2013, AEON aims to empower customers by providing responsible and accessible financial services to improve their lifestyle. Through AEON's nationwide network with leading partner merchants and stores, every day more Filipinos rely on AEON for their financial needs.

4.5

What our customer says about Aeon Credit Service

Hear from delighted customers who've found success with Aeon Credit Service

Trustworthiness
User Experience
Customer Support
Product/Service Range
Transparency
Innovation

What is Aeon Credit Service?

You should use the services of AEON Credit Service because of their commitment to providing accessible and responsible financial services that aim to improve the lives of their customers. As a subsidiary of AFS Corporation Co., Ltd. and part of the ÆON Group, AEON (SEC registration number CS201300789 and Certificate of Authority No. 1055) has extensive experience and support behind it, guaranteeing the quality of service and security of your financial transactions. In addition, their various loan products and flexible payment terms offer a solution to the various needs of Filipinos.

Information About Aeon Credit Service Philippines Inc.

  • Loan amount - AEON Credit Service provides loans ranging from PHP 1,000 to PHP 15,000
  • Interest rate - 0.1% per day
  • Loan tenure - 180-720 days
  • Approval duration - submission of application and requirements to approval takes only 24 hours

Aeon Credit Service Loan Requirements

To apply for a loan, you need to the following:

  • Document type:
    • 2 government-issued IDs
    • Proof of billing
    • Proof of income (1 month pay slip for employed, DTI registration/business permit for self-employed)
  • Age - at least 20 years old
  • Verification - 24 hours after submission of application

How to Increase Aeon Credit Approved Loan

Aeon Credit Service second loan amounts depend on borrower finances and repayment history. Repayment ability is determined by income, work stability, and loan performance. Aeon Credit Service considers these factors to propose a loan amount that fits the borrower's needs and budget. This decreases default risk and encourages responsible lending.

Is Aeon Philippines Mobile App Legit?

Yes. AEON Credit Service Philippines Inc. is a legitimate company with SEC registration number CS201300789. You can make sure that AEON Credit Service will protect your account and data. With this, certified financial services should be carefully reviewed and independently investigated before use. Reading articles like this AEON Credit Service Philippines Inc. review and other pages to get updates about the brand can help you choose wisely.

Reviews

Numerous clients have praised Aeon Credit customer service through their Facebook page with positive messages. Many users claim that the company's easy app, liberal repayment arrangements and fast transaction makes it a very reliable lending company. The convenience and accessibility of the company's nationwide partner merchants and outlets have also been lauded. Customers also appreciate Aeon Credit's ethical lending, which matches borrowers' finances.

Advantages of Aeon Credit Service

Aeon Credit Service offers a seamless blend of accessibility and flexibility, catering to the evolving financial needs of Filipinos. With customizable loan products, a vast nationwide network, and a focus on financial inclusion, Aeon provides innovative credit solutions that empower individuals and families to achieve their goals responsibly and conveniently.

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Flexible Loan Products

Aeon Credit Service meets consumers' diverse financial demands. Aeon Credit Service offers credit solutions for home improvements, personal requirements, and car purchases. These include low interest and flexible payback options, helping consumers manage their money.

Accessible Financial Services

Aeon Credit Service is a responsible and accessible credit solution. Aeon Credit Company lends to the vast masses so that it can successfully support them in their objectives and enable them to make the proper use of financial resources while acquiring loans on flexible terms and conditions.

Nationwide Network

Aeon Credit Service makes it easy for customers to access their services thanks to their extensive Philippine network of merchants and retailers. Customers might easily use convenience payments for household appliances, electronics, and more.

Support for Financial Inclusion

Aeon Credit claim to actively supports Philippine government financial inclusion projects. Aeon loans help Filipinos achieve their financial goals with inexpensive and accessible loans. Financial literacy and inclusivity support the company's ethical lending and customer satisfaction goals.

Conclusion

Filipinos seeking affordable and flexible financial options might consider Aeon Credit Service. Their loans cover anything from personal necessities to car purchases. They simplify access to vital commodities by partnering with top merchants nationally. Prioritizing consumer financial capacity and competitive interest rates, Aeon Credit practices responsible lending.

Aeon Credit Service can be useful when used strategically. Filipinos can use Aeon Credit's products to improve their quality of life and reach their financial objectives by balancing convenience and ethical financial management.

4.9

What our customer says about Aeon Credit Service

Hear from delighted customers who've found success with Aeon Credit Service

Trustworthiness
4.7
User Experience
4.5
Customer Support
4.4
Product/Service Range
4.5
Transparency
5
Innovation
5
4.3

4.4

4.1

Frequently asked questions

How do I view my outstanding balance?

To view the outstanding balance of your account you may download the AEON Mobile App or you may request via our hotline (631-1399) or tap to send an email at customercare@aeonphilippines.com.ph.

How do I get an AEON Retention Code?

The AEON Retention Code is given to customers with finished AEON Installment Plan accounts. This is given to them via SMS through their registered mobile number.

How can I apply for an Appliance and Furniture Loan with AEON?


You can apply by visiting AEON's partner stores and approaching their sales promoters with two valid IDs. Alternatively, you can apply through the AEON mobile app by downloading it and processing your application online.

What happens if I miss a payment on my AEON loan?


Late payment fees apply as follows:
3rd - 10th day past due: additional ₱100 late payment fee
11th – 15th day past due: additional ₱200 late payment fee
16th – 30th day past due: additional ₱300 late payment fee
It's important to add any late payment fees to your monthly dues to avoid further charges.

What are the payment channels available for AEON installment plans?


AEON offers multiple payment channels nationwide. Ensure to use your agreement number as the reference number when making payments. For a comprehensive list of payment channels, please refer to AEON's official website.

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