BlendPH

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BlendPH Loan App Review

One of the first companies in the Philippines to offer peer-to-peer lending was Blend PH. Blend PH, created and run by Inclusive Financial Technologies Inc., links lenders looking to make money through short-term loan financing and investing with borrowers want to connect with various financial institution that can help them achieve their goals.

4.5

What our customer says about BlendPH

Hear from delighted customers who've found success with BlendPH

Trustworthiness
User Experience
Customer Support
Product/Service Range
Transparency
Innovation

What is Blend PH?

Fast loan, salary loan, personal loans, seafarer loan, and franchise loan are among the online loan products offered by BlendPH (SEC registration number CS201908028). Depending on the particular loan package, these loans provide competitive interest rate ranging from 1 to 8% per month and flexible repayment terms of 1 to 36 months. Applications can be submitted online.

Customer convenience is given first priority on the platform, which also provides customizable terms to suit a variety of lenders and borrowers. BlendPH is dedicated to provide each and every one of its customers a seamless and trouble-free lending experience.

Information about Blend PH

  • Loan amount - BlendPH offers cash loan amounting from PHP 50,000 to PHP 2,000,000.
  • Interest rate - 1.5% to 3% per month
  • Loan tenure - 1 - 36 months
  • Approval duration - submission of loan application form to loan approval takes up to 24-48 hours

Blend PH Loan Requirements

  • Must be at least 21-64 years old
  • Valid government-issued ID
  • Selfie with ID
  • Contact details
  • For employed borrowers:
    • Company ID
    • 3 month pay slip
    • Proof of billing
  • For self-employed borrowers:
    • Proof of billing
    • Bank certificate and bank statement of the last 2 months
    • Business permit
    • Latest ITR

How to increase BlendPH Personal loan?

By continuously making on-time monthly repayment on your first Blend PH loan, you show that you are a reliable borrower, which might result in a bigger borrowing capacity. This is similar to many other online loans that allow you to increase the amount of your subsequent loan application when you have a positive credit assessment. Moreover, raising your income can improve your creditworthiness even more and qualify you for higher loan amounts.

Is Blend PH Legit?

Yes. Blend PH is a legit company registered with SEC with registration number CS201908028. Even certified financial services should be thoroughly evaluated and independent investigation should be done before using them. Reading articles like this BlendPH review and knowing all the details can help you make a smarter decision.

Conclusion

A leading online peer-to-peer lending network in the Philippines, Blend PH, a company managed by Inclusive Financial Technologies provides a practical and easy means of bringing together lenders and borrowers. To meet the various demands of Filipino people and enterprises, it offers the best online loans, ranging from salary loan to business and franchise loans.

The platform is a desirable choice for borrowers because to its quick online application procedure, adjustable payback schedule, and affordable interest rates. To further guarantee a secure and dependable lending experience, Blend PH places a high priority on the security and privacy of its users' information.

Blend PH makes financial services accessible to Filipinos everywhere by extending its reach across the country. This dedication to client satisfaction and financial inclusion firmly establishes Blend PH as a major force in the Philippine online lending market.

Advantages of BlendPH

Blend PH redefines convenience and flexibility in online lending for Filipinos nationwide. With a commitment to streamlining loan applications, offering competitive terms, and ensuring the highest levels of data security, Blend PH delivers financial solutions tailored to modern needs. Whether you're in an urban center or a rural area, achieving your financial goals is made simpler, faster, and more accessible through Blend PH.

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Fast and Easy Application Process and Credit Evaluation

Online lenders can apply for loans and get the money they need fast with BlendPH's easy-to-use and effective online platform. With little paperwork, no long queues and fast approval, loan applications is intended to be hassle-free if you apply online. Blend PH wants to give Filipinos all throughout the country quick and easy access to fast loan solutions by simplifying the procedure.

Flexible Terms and Competitive Interest Rates

Blend PH provides a range of loan options designed to accommodate various financial requirements and situations. Blend PH offers solutions to meet your needs, whether you need long-term funding for a business venture, a loan to finance a specific project, or a quick cash infusion for an emergency.

Borrowers can select a repayment plan that fits their cash flow and budget thanks to the platform's adjustable payback terms. Furthermore, BlendPH offers affordable interest rate to those who want to borrow money to make sure customers pay a fair price for their loans. Blend PH helps people and businesses reach their financial objectives by providing a variety of loan solutions and flexible terms.

Safe and Reliable Platform

BlendPH places a high priority on user data security and privacy. Blend PH employs strong security measures to protect sensitive data as a corporation that is registered with the Securities and Exchange Commission (SEC) and complies with the Philippine Data Privacy Act. This include secure data storage procedures, encryption technology, and frequent security audits. Blend PH guarantees that its users may trust the platform with their financial and personal information by upholding these criteria.

Nationwide Access

BlendPH breaks down geographical barriers to financial access. By operating nationwide, the platform connects customers and lenders across the Philippines, regardless of location. This means that individuals and businesses in both urban and rural areas can access financial services, such as loans, without the need to visit physical branches or deal with traditional banking institutions. This nationwide reach empowers Filipinos to achieve their financial goals, no matter where they reside.

Conclusion

A leading online peer-to-peer lending network in the Philippines, Blend PH, a company managed by Inclusive Financial Technologies provides a practical and easy means of bringing together lenders and borrowers. To meet the various demands of Filipino people and enterprises, it offers the best online loans, ranging from salary loan to business and franchise loans.

The platform is a desirable choice for borrowers because to its quick online application procedure, adjustable payback schedule, and affordable interest rates. To further guarantee a secure and dependable lending experience, Blend PH places a high priority on the security and privacy of its users' information.

Blend PH makes financial services accessible to Filipinos everywhere by extending its reach across the country. This dedication to client satisfaction and financial inclusion firmly establishes Blend PH as a major force in the Philippine online lending market.

4.9

What our customer says about BlendPH

Hear from delighted customers who've found success with BlendPH

Trustworthiness
4
User Experience
5
Customer Support
5
Product/Service Range
4
Transparency
4
Innovation
5
4.3

4.4

4.1

Frequently asked questions

What are the loans offered in the Blend PH website?

A wide variety of hassle free, easy cash loans products are offered by Blend PH in order to satisfy the different financial requirements of Filipinos. Among these online loan choices are:

  • Personal Loan: Adaptable loans for individual needs like travel, medical expenditures, or home improvements.
  • Financial assistance for those looking to launch or grow a franchise firm is provided by franchise loans.
  • Auto loans are loans made especially for buying a car.
  • Business loans: Money for new ventures, company growth, or working capital requirements.
  • Loans specifically designed to meet the particular financial needs of seafarers are known as seafarer loans.
  • Fast Loans: Simple and quick loans for immediate cash requirements.
  • Loans for salaried people that are frequently backed by future income payments are known as salary loans.
  • Financial aid for students seeking higher education is provided through educational loans.
  • Blend PH wants to enable Filipinos to reach their financial objectives by providing a broad range of loan solutions.
How to apply for a loan?
  • Eligibility Check - Use the Loan Calculator to determine your eligibility before submitting an application for a personal loan. Give details about your occupation, income, length of service, the reason for the loan, the amount you would like to borrow, and the length of time you would like to repay the loan.
  • Choose Loan - Based on your responses, a list of loan results will be displayed for you to apply for. In addition to your monthly payback and expected total repayment, you can find information on the loan source, loan amount and interest rate.
  • Apply for a loan - On the loan product of your choice, click Apply. Create a borrower account fill out all the necessary information and submit the needed documents to finish the loan application. For your loan application to be marked as complete, make sure you complete this step as soon as possible. After two weeks, the system will automatically reject incomplete applications.
  • Credit Evaluation and Endorsement - After that, Blend.ph will check your documents and information. It will be recommended to Blend PH's partner lenders for approval and funding following validation and assessment.
  • Loan Disbursement - You should anticipate a call from Blend PH's partner investor if your loan application is approved. When the funds areprepared for distribution, you will be informed.
What are the loan amounts and terms available with Blend PH?


Blend PH offers Personal Loans ranging from ₱50,000 up to ₱2,000,000, with payment terms up to 36 months.

How can I become an investor with Blend PH?


To become an investor:
Register at app.blend.ph/register.
Complete the necessary information and verification process.
Once verified, fund your Blend wallet to start investing in loan applications that match your preferences.

How does the peer-to-peer lending process work on Blend PH?


Blend PH connects borrowers seeking loans with investors looking to fund loan applications. Borrowers submit loan applications, which are then evaluated and, if approved, presented to investors for funding. Once fully funded, the loan is disbursed to the borrower, and investors receive returns through borrower repayments.

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