Interest Rate
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Loan Amount
Approval Duration
Plentina is a fintech company in the Philippines offering a Buy Now, Pay Later (BNPL) service, allowing Filipinos to shop for products and services from partner merchants and pay in installments with a reasonable service charge. Founded in 2019, Plentina has quickly gained trust, securing US$2.2 million in funding in 2021. It aims to unlock financial services for the emerging middle class by providing an easy application process, quick turnover of loan proceeds, and no interest charges, only a service fee based on the repayment period.
Filipinos can purchase goods and services from partner merchants and pay in installments with a fair service charge thanks to Plentina, a fintech firm in the Philippines that offers a Buy Now, Pay Later (BNPL) service. Plentina Philippines was established in 2019 and has since earned credibility, raising US$2.2 million in funding in 2021. Through an easy approval process, speedy loan proceeds turnover, and no interest fees—just a service fee depending on the repayment period—it seeks to unlock financial services for the emerging middle class.
Using Plentina services is beneficial for cash-strapped Filipinos looking for a flexible financing option. Unlike traditional loans that provide cash, Plentina (SEC company registration No. CS20200001117; Certificate of Authority No. 3266) offers store credits or vouchers for use at partner merchants, promoting responsible borrowing and spending. With no interest charges and only a reasonable service fee, users can manage their finances better. The platform also supports various repayment periods, which enable consumers to plan and budget repayments according to one's financial situation.
Loan amount: Plentina offers loans starting at PHP 100. Credit limit may increase with good repayments
Interest rates: no interest rates but instead service fee depending on amount and length of repayment
Loan Terms: 14 to 60 days.
Approval duration: The entire loan application process, from submitting your application to receiving loan amount takes a few minutes up to 24 hours.
Interested individuals would need to have the following to avail of a Plentina loan:
To increase your Plentina loan amount, you need to provide proof of income and employment. Simply log in to your Plentina app account, tap "Not eligible for P1000?" and follow the prompts to submit required documents, such as pay slips or tax forms for employed individuals, or business registration details for self-employed persons. Once reviewed, if approved, your credit limit will increase, and you can access higher loan offers. Borrowers with a good credit history will have a higher chance of getting a bigger credit limit.
Yes. Plentina Lending Inc is a legitimate Fintech startup accelerating access to credit in emerging markets company with SEC registration No. CS20200001117 and Certificate of Authority No. 3266. By reading this Plentina review and researching about its pros and cons, you will be able to gain the knowledge to make an informed decision.
Plentina loans offer fast, flexible, and easy access to funds with minimal requirements. With a simple online application process, you can get approved quickly and access amounts suited to your financial needs. Additionally, the loan terms are straightforward, and you can enjoy flexible repayment options, making it a convenient solution for urgent financial needs.
Plentina offers a smarter way to borrow, charging a service fee instead of interest to make loans more affordable. With flexible repayment periods of 14, 30, or 60 days, borrowers can tailor their plans to suit their needs. The quick and easy application process ensures instant access to loan offers after verification. Plus, Plentina’s wide network of partner merchants gives users the freedom to shop online or in-store, making it a convenient and versatile financial solution.
Plentina charges a service fee instead of interest, making loans more affordable over the repayment period.
Offers three repayment periods (14, 30, and 60 days), allowing borrowers to choose the most convenient option.
The application process is straightforward, with immediate access to loan offers upon account verification.
Plentina has partnered with various merchants, providing users with multiple options for shopping.
For Filipinos, Plentina provides a convenient and adaptable loan alternative with a "Buy Now, Pay Later" option that is easy to approve and has no interest fees—just a fair service charge. With repayment terms ranging from 14 to 60 days and the option to raise your credit limit with excellent repayment behavior, their platform enables you to make purchases from partner merchants. Plentina encourages smart borrowing and spending while assisting consumers in managing their finances with an easy online application procedure and quick loan turnover.
Once you've accepted your loan terms, the disbursement of your loan credits can only be used on your selected store partner and cannot be transferred.
Plentina is a lending app that allows users to borrow store credits for various merchants such as 7-Eleven CLiQQ, Lazada, Puregold, and Smart.
Our services can be accessed anywhere in the Philippines.
Plentina stands out by offering flexible repayment options through local payment channels like GCash, GrabPay, and 7-Eleven, making it highly accessible for Filipinos. Unlike traditional BNPL services, Plentina also provides a seamless digital experience, from loan application to repayment, all managed through the app.
Loan repayments can be made through the Plentina app using GCash, GrabPay, or in cash at any 7-Eleven store. Users can select their preferred repayment method within the app.
