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First Circle offers a Revolving Credit Line designed to support the growth and operational needs of SMEs in the Philippines. This financial product allows businesses to access funds up to ₱20 million without collateral, upfront fees, or commitment. It's tailored for SMEs looking for flexible financing to cover cash flow gaps, fund expansion, or manage operating expenses. With an interest rate starting at 0.99% per month, First Circle provides a competitive and accessible financing option for businesses aiming to scale and thrive.
Access to a revolving credit line that replenishes after repayment, offering continuous financial support without the need for multiple loan applications.
Interest rates starting at 0.99% per month, making it one of the most affordable financing options for SMEs in the market.
Businesses can secure financing without the need to pledge assets as collateral, lowering the barrier to access funds.
Loan decisions within 2 business days and fund disbursement in just 1 business day, ensuring timely access to needed capital.
First Circle provides non-collateral business credit lines up to ₱20 million and supports SMEs with financial tools to manage cash flow.
Applications can be done online via their portal, requiring basic business registration documents.
Eligible businesses must be registered, operational for at least a year, and demonstrate active cash flow.
Funds are typically disbursed within 1-2 days after approval.
They cater to SMEs across various sectors, including retail, manufacturing, and services.
